S. 1564 · Passed Senate · Finance and Financial Sector

Floodplain Enhancement and Recovery Act

What it does

Exempts requesters from paying flood insurance rate map review and processing fees for changes based on ecosystem restoration projects.
Permits communities to allow ecosystem restoration projects in regulatory floodways that increase base flood elevations by up to 1 foot if no insurable structures or critical infrastructure would be adversely impacted.
Requires communities to submit analysis of changed conditions to FEMA within 180 days after completion of ecosystem restoration projects in regulatory floodways.
Directs FEMA Administrator to issue guidance implementing the ecosystem restoration project provisions within 180 days of enactment, after consultation with Federal and State natural resource agencies.

Oct 5, 2026: Held at the desk.

Committee: Senate Banking, Housing, and Urban Affairs