S. 1545 · In committee · Finance and Financial Sector

Repeatedly Flooded Communities Preparation Act

Sponsor: Tim Scott (R-SC)

What it does

• Requires communities enrolled in the National Flood Insurance Program that have been repeatedly flooded to assess continuing flood risks to damaged areas.
• Requires such communities to develop and implement a publicly available, community-specific flood risk mitigation plan.
• Directs FEMA to provide data to participating communities upon request to support preparation of flood mitigation plans.
• Permits FEMA to consider a community's compliance with these requirements when awarding flood risk mitigation grants.
• Authorizes FEMA to suspend a community from the National Flood Insurance Program if it fails to comply with the requirements.

Official summary

Repeatedly Flooded Communities Preparation Act This bill establishes requirements for a community that participates in the National Flood Insurance Program and has been repeatedly flooded. Specifically, a community that has been repeatedly flooded, as specified by the bill, must (1) assess the continuing risks to community areas repeatedly damaged by floods; and (2) develop and implement a publicly available, community-specific plan for mitigating continuing flood risks to such areas. The Federal Emergency Management Agency (FEMA) must, upon request, provide a community with appropriate data to assist in preparation of the required plan. In making decisions with respect to awarding flood risk mitigation grants, FEMA may consider the extent to which a community has complied with these requirements and is working to remedy problems with repeatedly flooded areas. A community that does not comply with these requirements may be subject to sanctions, including suspension from the program.

Latest action

May 1, 2025: Committee on Banking, Housing, and Urban Affairs. Hearings held.

Committee: Senate Banking, Housing, and Urban Affairs