H.R. 754 · Passed House · Commerce

Investing in Main Street Act of 2025

Sponsor: Judy Chu (D-CA)

What it does

• Raises the investment cap for banking entities in small business investment companies (SBICs) from 5% to 15% of their capital and surplus.
• Permits banking entities to invest in entities established solely to invest in SBICs under the same 15% cap.
• Applies the expanded investment authority to certain banking entities that meet regulatory criteria.

Official summary

Investing in Main Street Act of 2025 This bill authorizes certain banking entities to invest up to 15% of their capital and surplus in one or more small business investment companies (SBICs) or in any entity established to invest solely in SBICs. The current limit is 5%.

Latest action

Feb 25, 2025: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committee: Senate Banking, Housing, and Urban Affairs