H.R. 6644 · Signed into law · Housing and Community Development

21st Century ROAD to Housing Act

Sponsor: J. French Hill (R-AR)

What it does

• Increase statutory maximum loan limits for FHA multifamily mortgage insurance and require use of a more specific inflation index for such loans.
• Increase maximum eligible income thresholds for HUD's HOME Investment Partnerships Program grants to states and localities supporting low-income housing.
• Establish a new grant program to assist regional, state, and local entities with strategies and planning to support affordable housing.
• Exempt certain housing-related construction, improvement, and rehabilitation activities from environmental review requirements.
• Exclude veterans' disability benefits from income calculations for Veterans Affairs Supportive Housing (VASH) program eligibility.

Official summary

Housing for the 21st Century Act This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities. For example, the bill increases the statutory maximum loan limits for mortgage insurance programs administered by the Federal Housing Administration for multifamily homes and requires the use of a more specific inflation index for such loans. The bill also increases the maximum eligible income for the Department of Housing and Urban Development's (HUD's) HOME Investment Partnerships Program (grants to states and localities to support housing for low-income households) and establishes a grant program to assist regional, state, and local entities with strategies to support affordable housing. In addition, the bill exempts certain housing-related activities from the environmental review process, including certain construction, improvement, or rehabilitation of residential buildings; excludes veterans' disability benefits from being considered as income for purposes of determining eligibility for the Veterans Affairs Supportive Housing (VASH) program; establishes a pilot…

Latest action

Jul 11, 2026: Became Public Law No: 119-101.

Committee: Senate Banking, Housing, and Urban Affairs