H.R. 6260 · Passed House · Crime and Law Enforcement

Keeping Violent Offenders Off Our Streets Act of 2025

Sponsor: Scott Fitzgerald (R-WI)

What it does

• Broadens the definition of the business of insurance, for federal insurance fraud crimes, to include posting monetary bail, criminal bail bonds, and federal immigration bail bonds.
• Treats entities that pay cash bond or bail for defendants, such as charitable bail funds, as engaged in the business of insurance under federal law.
• Subjects those entities to federal insurance fraud provisions, state licensing requirements, and regulation by state insurance commissions.

Official summary

Keeping Violent Offenders Off Our Streets Act of 2025 This bill broadens the definition of the term business of insurance , for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds. Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.

Latest action

May 18, 2026: Received in the Senate and Read twice and referred to the Committee on the Judiciary.

Committee: Senate Judiciary