H.R. 2152 · On the floor · Finance and Financial Sector

AI PLAN Act

What it does

Requires Treasury, DHS, and Commerce to jointly submit a report on risks from AI use in financial crimes by adversarial actors.
Report must assess interagency, intergovernmental, and public-private partnership activities, policies, and procedures to defend against AI-enabled financial crime.
Report must list readily available federal resources to combat AI-enabled financial crime and identify gaps in required resources.
Treasury, DHS, and Commerce must recommend legislation and best practices for business and government entities to address AI-enabled financial crime risks.

Official summary

Artificial Intelligence Practices, Logistics, Actions, and Necessities Act or the AI PLAN Act This bill requires the Department of the Treasury, the Department of Homeland Security (DHS), and the Department of Commerce to submit a report on the risks posed by the use of artificial intelligence in the commission of financial crimes by adversarial actors. The report must describe interagency, intergovernmental, and public-private partnership activities, policies, and procedures to defend U.S. interests against the national and economic security risks posed by the use of artificial intelligence in the commission of financial crimes; provide a list of readily available resources that can be immediately deployed by federal agencies to combat these risks, and provide a list of resources needed by federal agencies to combat these risks. Risks that must be considered by the report include deepfakes, voice cloning, foreign election interference, synthetic identities, false flags that disrupt market operations, AI-supported social engineering, and general digital fraud. After submission of this report, Treasury, DHS, and Commerce must make recommendations for legislation and best practices…

Latest action

Jun 24, 2026: Placed on the Union Calendar, Calendar No. 615.

Committee: House Financial Services